Reload bonus explained
A reload bonus is a deposit offer for players who already have an account. It is called a reload because it rewards topping up the balance again, typically on a set day of the week, during a campaign or by personal invitation. We do not list Urho's reload offers, because they change and depend on the account. This page explains how such offers work and why they deserve the same scrutiny as a first-deposit bonus.
How a reload is calculated
Most reloads are a percentage match with a ceiling, much like a welcome offer but usually smaller. In an invented example, a "50% up to €50" reload means a €80 deposit adds €40 of bonus. With 30× wagering on the bonus only, you would need €1,200 of bets before release. At a 96% return over time, the expected cost of that turnover is about €48, which is more than the €40 bonus. The calculation changes with each offer, but the method stays the same: multiply, estimate the expected loss and compare it with the bonus.
Why frequency changes the picture
A single bonus is a one-off decision. A weekly reload turns into a habit. Repeated offers encourage depositing on a schedule rather than when you actually want to play, and they can keep part of your balance permanently tied to wagering. If you notice that you deposit mainly because "the reload is on today", the offer is shaping your budget, not the other way round.
Terms worth reading twice
- Opt-in method: automatic credit, a code or a ticked box in the cashier.
- One bonus at a time: whether a new reload cancels or waits behind an active bonus.
- Wagering basis and multiplier: bonus only or deposit plus bonus.
- Eligible games and maximum bet: the same traps as in welcome offers.
- Personal offers: invitation-only reloads may have terms that differ from the public page.
Red flags
Watch for reload messages that arrive right after a losing streak, offers that grow larger the more you lose, and "today only" wording that pushes an instant decision. Increasingly, regulators in many countries view such targeted incentives as a risk to player protection and limit them. Where you live decides what is allowed.
Keeping control
Unsubscribe from promotional emails and notifications if they pull you back more often than you planned. Set a monthly deposit limit in your account so that no reload can push you past it. If a reload seems worthwhile, read the bonus terms first and use the method in wagering requirements to check the cost. See also how cashback differs, since it pays after losses rather than before play.